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Uninsured Motorist Accidents in Las Vegas

Injured by an uninsured driver in Las Vegas? Schedule a free consultation with an uninsured motorist accident lawyer today – Call (702) 252-0055

Being involved in a car accident is stressful, but the situation becomes even more complicated when the other driver doesn’t have insurance. Without coverage, you might be left paying out-of-pocket for your injuries, vehicle repairs, and other expenses.

If an uninsured driver hits you, the legal and financial headaches can be overwhelming, especially when insurance companies try to deny your claim or offer a low settlement.

A skilled uninsured motorist accident lawyer can help you fight for the compensation you deserve, handling negotiations and ensuring your rights are protected every step of the way.

Whether you were rear-ended by an uninsured driver on your way to Smith’s, involved in a hit-and-run near Meadows Mall, or sideswiped by a driver with no insurance on Charleston near the Outlets, the experienced Las Vegas uninsured motorist accident lawyers at Ladah Injury & Car Accident Lawyers Las Vegas can help you recover damages.

Call (702) 252-0055 or contact us online to schedule a free consultation.

How a Las Vegas Uninsured Motorist Accident Lawyer Can Help

Attorney Ramzy Ladah of Ladah Injury & Car Accident Lawyers Las Vegas

A Las Vegas uninsured motorist accident lawyer can be a crucial ally if you’ve been injured in an accident involving an uninsured driver.

Our car accident attorneys will help by navigating the complexities of filing claims under your uninsured motorist (UM) coverage, ensuring you receive fair compensation for medical bills, lost wages, and other damages.

Here are just a few ways we can help you through the process.

Legal Representation

Your lawyer will assess your case, explain your rights, and guide you through Nevada’s legal process.

Insurance Negotiations

They handle all talks with insurance companies, ensuring you aren’t unfairly compensated.

Maximizing Compensation

From medical bills to vehicle damage, they’ll work to secure the total amount you deserve, including non-economic damages.

Understanding Coverage

Your attorney will clarify your uninsured motorist coverage and explore all compensation avenues.

Managing Paperwork

They’ll handle the legal documents, ensuring everything is filed correctly.

Court Representation

They’ll represent you in court to fight for your rightful compensation.

What is Uninsured Motorist Coverage in Nevada?

Uninsured Motorist (UM) coverage in Nevada protects you if you’re involved in an accident with a driver who doesn’t have insurance. This type of coverage ensures that your insurance policy covers medical bills, lost wages, and other damages when the at-fault driver lacks insurance. 

While Nevada law requires all drivers to carry liability insurance, UM coverage is optional. However, protecting yourself against uninsured drivers is a crucial safeguard.

What Compensation Can I Get If I File an Uninsured Motorist Claim in Las Vegas?

Filing an uninsured motorist claim can help you recover economic and non-economic damages. Here’s what you might receive:

Economic Damages

  • Medical Expenses: Coverage for current and future medical treatments, including hospital bills and rehabilitation.
  • Lost Wages: Compensation for income lost during recovery and reduced earning potential.
  • Property Damage: Reimbursement for vehicle repairs or replacement.

Non-Economic Damages

  • Pain and Suffering: Compensation for physical pain, emotional distress, and diminished quality of life.
  • Loss of Enjoyment: Damages for the inability to enjoy activities you previously engaged in due to the accident.

How to File a Claim for Uninsured Motorist Benefits in Las Vegas

Filing a claim for uninsured motorist benefits in Las Vegas involves several essential steps.

Here’s a simple guide to help you navigate the process:

  1. Report the Accident: Notify the police immediately after the accident. A police report will be crucial for your claim.
  2. Contact Your Insurance Company: Inform your insurer about the accident and let them know you’ll file an uninsured motorist claim.
  3. Gather Evidence: Collect all relevant documents, such as medical bills, repair estimates, witness statements, and photos of the accident scene and vehicle damage.
  4. File a Claim: Submit your uninsured motorist claim to your insurance company, providing all necessary documentation to support your case.
  5. Work with a Lawyer: A skilled uninsured motorist accident lawyer can help you through the claims process, ensuring you meet deadlines, submit proper paperwork, and handle negotiations.
  6. Negotiate a Settlement: Your lawyer will negotiate with the insurance company to ensure you receive a fair settlement that covers your losses.
  7. Litigate if Necessary: If negotiations fail, your lawyer can file a lawsuit in court to fight for the compensation you deserve.

Statute of Limitations: How Long Do I File an Uninsured Motorist Claim in Nevada?

In Nevada, the statute of limitations for filing an uninsured motorist claim is two years from the accident date (NRS 11.190). This means you must file your claim within this time frame, or you may lose the right to pursue compensation. 

Acting quickly is essential; gathering evidence and negotiating with insurance companies can take time. Some policies may also have shorter deadlines for reporting the accident to your insurer, so consulting with an experienced attorney early can help ensure you meet all legal and policy requirements for your claim.

Uninsured Motorist Accident Frequently Asked Questions

When dealing with uninsured motorist accidents, many questions may arise. Here are answers to frequently asked questions that can help clarify your rights and options in these situations.

What is the difference between uninsured and underinsured motorist coverage?

Uninsured motorist coverage protects you if you’re involved in an accident with a driver without insurance. Underinsured motorist coverage kicks in when the at-fault driver has insufficient insurance to cover your damages. 

Both types of coverage provide financial protection, but they apply to different circumstances based on the other driver’s insurance status.

Can I file a claim if the at-fault driver flees the scene?

You can file a claim if the at-fault driver flees the scene, commonly known as a hit-and-run. In such cases, your uninsured motorist coverage may apply. It’s essential to report the incident to the police immediately and provide any evidence you have, such as witness statements or surveillance footage.

What happens if my insurance company denies my UM/UIM claim?

You can appeal their decision if your insurance company denies your uninsured or underinsured motorist claim. You should request a detailed explanation for the denial and gather any necessary evidence to support your case. Consulting an attorney can also help you navigate the appeals process effectively.

How long do I have to file an uninsured motorist claim in Nevada?

In Nevada, you have two years from the accident date to file an uninsured motorist claim. This statute of limitations is critical, as failing to file within this timeframe may result in losing your right to seek compensation for damages.

Can I still recover damages if I’m partially at fault?

Yes, you can still recover damages even if you are partially at fault for the accident. Nevada follows a comparative negligence rule, which means your compensation may be reduced based on your percentage of fault. If you are found to be 50% or less at fault, you can still pursue a claim for your losses.

Related: Las Vegas Car Accident Frequently Asked Questions

Contact Ladah Injury & Car Accident Lawyers Las Vegas for a Free Consultation

If you’ve been injured in an accident caused by an uninsured driver, our dedicated team at Ladah Injury & Car Accident Lawyers Las Vegas is here to support you.

With extensive experience winning car accident cases, including those involving uninsured motorists, and over $300 million in verdicts and settlements achieved for our clients, we know how to navigate the legal process and fight for the compensation you deserve.

Call (702) 252-0055 or contact us online to schedule a free consultation.

Visit Our Personal Injury Law Office in Las Vegas, NV

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